With Chama cash award,you can easily raise money to start a business,take your children to school and university, buy land and even build your own house.

The 21st Century Chama.

Choose a category to Contribute money to as our common fund, then let us take turns receiving the entire lump sum of our contribution.

JOIN NOW: CHOOSE A CHAMA OF YOUR CHOICE AND SEND YOUR CONTRIBUTION TO 759444.USE YOUR NATIONAL ID AS THE ACCOUNT.

1. Chama Membership Rules:

-The Daily Chama awards daily, has a cycle of 100 days,it requires a minimum of 100 active members,with no maximum.

-The Weekly Chama and Monthly Chama requires a minimum of 10,000 active members with no maximum. 

-The Weekly and Monthly Chama award 100 members at a go each time.This number will be reviewed upwards with membership growth.

-The Chama membership is determined by consistent contributions alone.

-The Chama is totally digital and members don't meet physically.

-All Chama transactions are through M-PESA.

 

2. Chama Rules For Member’s Credit:

-The member must not have missed any chama contribution for the last 3 months for the Daily Chama,6 months for the Weekly Chama and 1 year for the Monthly Chama.

-The member can get an “expected chama payout” credit of 50% of the expected future payout as long as the member has been rewarded by the Chama at least once.

-This amount available for credit can increase the more the member repays on time and the more the member consistently contributes to the Chama.

-The Chama does not charge interest on the advanced loan,instead it charges a one time flat fee of 8% of the gross amount loaned out.

JOIN LIKE MINDED INDIVIDUALS TO BUILD YOUR FINANCIAL WELL BEING.ONE STEP AT A TIME.