Achieve More With Your Savings, Credit and Investment Group

Automate Contributions, Loans, Payments, Reporting and Investment Tracking.

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Key Features

Group Management

Create, update, and manage groups with ease.

Member Management

Track contributions, eligibility, payouts and loans.

Advanced Analytics

Insights into contributions, investments, and trends.

How It Works

1. Sign Up

Create an account, set up your group and import members.

2. Automate

Let us handle contributions, payments and notifications.

3. Track

Monitor progress with real-time dashboards on the web and on the mobile.

What People Say

"Automating our Chama saved us hours of manual tracking!. We now manage 3 chamas simultaneously!"

- Wanjiku Mwangi, Farmer & Chama Leader

🇰🇪 Kenya

"Payments are now seamless and on time."

- Group Member, Nigeria

🇳🇬 Nigeria

"A game-changer for our savings group!"

- Community Leader, Mexico

🇲🇽 Mexico:

"Our women's Jam'iya in Egypt became 3x more efficient with automatic payment reminders."

- Amal Kassem, Women's Empowerment Group

🇪🇬 Egypt

"Managing our Kerala Chitty from Dubai became possible with cross-border automation."

- Rajiv Nair, NRI Community Leader

🇮🇳 India

"The Partner system for our Jamaican community in NYC helped us buy property back home."

- Marcia Brown, Diaspora Group

🇯🇲 Jamaica

Frequently Asked Questions

Automation is the use of technology to manage contributions, payouts, and tracking for Savings, Investment and Credit Associations, reducing manual effort.

Our platform provides:
  • Group Management: Create, update and manage group status, members and member entry requirements.
  • Member Management: Propose, add, update members and track member contributions, eligibility for payouts, and loans.
  • Payouts, Penalties and Loans: Handle payouts, manage loan requests, repayments and eligibility based on contributions and payouts.
  • Reports and Analytics: Contribution_trends, contribution patterns, member activity and loan repayments with simulation capabilities.
  • Investment Preparation and Evaluation Tools: ROI forecasting tools, Automatic profit-sharing calculations and investment tracking dashboards.
  • Audit and Security: Inbuilt Fine grained roles and permissions with actions tracing for auditing.

Yes! Our system allows:
  • Unlimited ROSCA groups per account.
  • Custom rules for each group.
  • Cross-group analytics.
  • Automatic reminders for different contribution cycles.

We use industry-standard encryption and security protocols to protect your personal and financial information.

Yes! Our platform allows you to easily import your existing group and automate its operations.

We support all major ROSCA types including:

  • Ordinary ROSCAs: Basic rotating savings where members receive lump sums in turns.
  • Investment ROSCAs: Funds used for collective business investments.
  • Bidding ROSCAs: Members bid for early access to funds.
  • Fixed-order ROSCAs: Predetermined rotation sequence.
  • Hybrid ROSCAs: Combination of savings and investment models.

ROSCA Local variations are known as:

  • 🇳🇬 Nigeria: Esusu, Ajo
  • 🇰🇪 Kenya: Chama
  • 🇮🇳 India: Committee, Chit Fund
  • 🇨🇳 China: Hui
  • 🇲🇽 Mexico: Tanda
  • 🇹🇿 Tanzania: Upato
  • 🇰🇷 South Korea: Gye

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